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    1. Start Small Going whole hog right from the start is a recipe for relapse. Instead, start small. As a parallel example, if you want to start exercising but can’t fathom committing to a gym routine, then start with five minutes a day. (I started that way and progressed to an hour — which I […]

  • Time-to-Buy-a-House

    Timing and seasons Spring is always the busiest time of the year. There will be more houses for you to see, and sellers may be vying for your offer. On the other hand, other buyers may be interested in a property you really like. July is the busiest time for movers and shippers and they […]

  • rent-vs-buy1

    Wondering whether you should rent vs buy a home? Buying Purchase costs are the costs you incur when you go to the closing for the home you are purchasing. This includes the down payment and typical closing costs. Yearly costs are recurring monthly or yearly expenses. These include mortgage payments, condo fees (or other community living fees), […]

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    Paying off your mortgage early can actually make very sound financial sense. It can end up saving thousands of dollars of interest costs in the long run. These are a few tips to help you if you are wanting to pay off a mortgage early. Tip #1: Once you have secured a mortgage on your home, commonly […]

  • MN-First-Time-Home-Buyer-Programs

    1. Check the selling prices of comparable homes in your area. Web sites such asZillow and Homegain can give you a general idea of what you should expect to pay. You can also do a quick search of actual MLS listings in your area on a number of Web sites, including the site of the National Association of Realtors. […]

Home Buying Tips

451308_f520

21 Ways to Make a Big Financial Change

1. Start Small Going whole hog right from the start is a recipe for relapse. Instead, start small. As a parallel example, if you want […]

Time-to-Buy-a-House

Best Time to Buy a Home

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Rent Vs Buying

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5 Tips to Payoff Mortgage

MN-First-Time-Home-Buyer-Programs

7 tips for first-time home buyers

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Top 10 Tips for buying a house

Sellers Tip

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6 ways to ensure a remodeling project pays off

6 ways to ensure a remodeling project pays off By Josh Garskof, Money Magazine contributing writerFebruary 10, 2010: 4:49 PM ET (Money Magazine) — Just […]

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Amounts Owed Tips This category contributes 30% to your score’s calculation and can be easier to clean up than payment history, but that requires financial discipline and understanding the tips below. Keep balances low on credit cards and other “revolving credit”. High outstanding debt can affect a credit score. Pay off debt rather than moving it around. The most effective way to improve your credit score in this area is […]

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